Gas, electrics, water rates and revenue tax
TV licence, MOT, I just can't relax
Because a new exhaust and two re-moulds and servicing costs
The pay I see in seven weeks, in one day I've lost
And I just can't afford it, no I just can't afford it
Money's too tight and I'm so broke, it aint right
'Cause I can't afford it

Insurance on my car, insurance on my health
Insurance on my house, Lord I need a little wealth
Loans charging interest on my overdrawn account
No pension plans or savings, not a thing to help me out
And I just can't afford it, no I just can't afford it
Money's too tight and I'm so broke, it aint right
'Cause I can't afford it

I hate to open letters, I've stopped answering my calls
And my girl who used to love me, even that's about to fall
She's gone back to her mothers, it don't make me feel so fine
'Cause she'll drift off with another when she taste's a fancy wine
And I just can't afford it, no I just can't afford it
Money's too tight and I'm so broke, it aint right
'Cause I can't afford it

Been working so hard till I'm too tired to fight
Sweating hard playing, getting home late every night
Well, mom and pop don't know about the problems I see
I've turned to skin and bone since they last looked at me
And I just can't afford it, no I just can't afford it
Money's too tight and I'm so broke, it aint right
'Cause I can't afford it

The studio I'm using to record this little song
The album cover, cd pressings and Mark who's playin' along
Right down to tapes and petrol, all these guys I've gotta pay
I'd better sell some copies or else the devil's on his way
And I just can't afford it, no I just can't afford it
Money's too tight and I'm so broke it aint right
'Cause I can't afford it